Independent Guidance
Customized guidance based on your entire financial picture
As independent advisors we are not tied to any particular family of funds or investment product. Some advisors are product driven. We are client driven and therefore have the freedom to choose the investment options that best fit your situation.
A relationship that’s responsive, attentive, and personal
To offer advice closely aligned with your goals, we attempt to build an in depth understanding of your situation.
A fee structure that is simple and transparent
Independent advisors typically charge a fee based on a percentage of assets managed. This fee structure is simple, transparent, and easy to understand. It also gives your advisor an incentive to help grow your assets. When you succeed, your advisor succeeds. We view ourselves as being "on retainer" to our fee based clients, no question is off limits and we welcome the opportunity to help you navigate your financial life.
A high level of expertise to support your complex financial needs
We assist our clients to address a variety of complex investment and planning needs that arise when you accumulate significant wealth. We are here to help you navigate all that your financial life brings to the table.
Our Investment Strategy
We approach investment management a little differently than mainstream investors. On Wall Street conventional practice is to somehow pick those stocks that are about to go up and sell those that are going down...and to pick the perfect time to make those moves in the market.
We allow empirical research to inform our investment process.Empirical research over the last 50 years tells us that this is simply not possible and repeatable over the long term. Some managers may beat the market for a period of time but over the long haul markets outperform investment managers. Warren Buffet famously had a 10 year, $1,000,000 bet with hedge fund managers on straight performance of the S&P 500 versus their funds...Warren and the S&P 500 won!
Maximize what Markets provide. Markets themselves are the best sources of long term returns so we assist our clients to harness the power of markets and those long term returns in their portfolios, as well as minimize costs that can be associated
A long term plan can inform portfolio construction. In addition to harnessing the power of markets and utilizing 50 years of financial science it is also similarly important to be disciplined for the long term and manage behavior to allow markets to do what they do best over time. There isn't a day that goes by where something changes in the world that can effect markets whether due to political, regulatory, social or other activities.
Our job is to help you navigate the uncertainty of our world and markets so that you can take full advantage over the long term. We can't stop market downdrafts or volatility...but we can help you see them in the context of your overall plan which helps to keep a long term perspective